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	<title>CIG   CVIA</title>
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	<link>http://cigcentralvalleyins.com</link>
	<description>Offering Quality, Affordable Auto, Home, Business, Flood, &#38; Life Insurance CALL (559) 802-4094</description>
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		<title>Young Drivers:  The High Risk Years</title>
		<link>http://cigcentralvalleyins.com/2011/08/young-drivers-the-high-risk-years/</link>
		<comments>http://cigcentralvalleyins.com/2011/08/young-drivers-the-high-risk-years/#comments</comments>
		<pubDate>Sat, 20 Aug 2011 18:19:10 +0000</pubDate>
		<dc:creator>Phil Oliver</dc:creator>
				<category><![CDATA[Auto Insurance]]></category>
		<category><![CDATA[Auto Safety]]></category>
		<category><![CDATA[Insurance Protection]]></category>
		<category><![CDATA[Teen Drivers]]></category>
		<category><![CDATA[Umbrella liabililty policy]]></category>
		<category><![CDATA[Youthful Drivers]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[auto safety]]></category>
		<category><![CDATA[children safety]]></category>
		<category><![CDATA[insurance protection]]></category>

		<guid isPermaLink="false">http://cigcentralvalleyins.com/?p=780</guid>
		<description><![CDATA[Getting a driver&#8217;s license is a rite of passage for teenagers, but it also marks the start of their most dangerous years on the road. Teen drivers have much higher crash rates than adults. Fortunately, there are ways parents can help to reduce the risks. This video highlights the stories of three teens whose lives [...]]]></description>
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		<title>Getting Sued in California&#8230; Solving the Protection Puzzle</title>
		<link>http://cigcentralvalleyins.com/2010/12/getting-sued-in-california-solving-the-protection-puzzle/</link>
		<comments>http://cigcentralvalleyins.com/2010/12/getting-sued-in-california-solving-the-protection-puzzle/#comments</comments>
		<pubDate>Mon, 27 Dec 2010 21:26:18 +0000</pubDate>
		<dc:creator>Phil Oliver</dc:creator>
				<category><![CDATA[Auto Insurance]]></category>
		<category><![CDATA[Umbrella liabililty policy]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[umbrella liability policy]]></category>

		<guid isPermaLink="false">http://cigcentralvalleyins.com/?p=183</guid>
		<description><![CDATA[What&#8217;s most important to you about your insurance protection? I&#8217;ve asked this question thousands of times in my insurance career. The answer I get most often is, &#8220;I want to make sure I&#8217;m covered if the unthinkable happens to me&#8221; (or words similar). What could these &#8220;unthinkable&#8221; events possibly be? What quickly comes to mind [...]]]></description>
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		<title>Is Your Home Fully Protected?</title>
		<link>http://cigcentralvalleyins.com/2010/12/is-your-home-fully-protected/</link>
		<comments>http://cigcentralvalleyins.com/2010/12/is-your-home-fully-protected/#comments</comments>
		<pubDate>Mon, 27 Dec 2010 21:15:27 +0000</pubDate>
		<dc:creator>Phil Oliver</dc:creator>
				<category><![CDATA[California Real Estate Market]]></category>
		<category><![CDATA[Home Insurance]]></category>
		<category><![CDATA[Insurance Protection]]></category>
		<category><![CDATA[home insurance]]></category>
		<category><![CDATA[insurance protection]]></category>
		<category><![CDATA[real estate market]]></category>

		<guid isPermaLink="false">http://cigcentralvalleyins.com/?p=180</guid>
		<description><![CDATA[It&#8217;s an alarming fact that home values in California have plummeted in recent years. Here in the Central Valley, it may be one of the best times in history to purchase a home. In some cases, homes that appraised for $400,000 3 years can now be bought for as little as $200,000. Unfortunately, many of [...]]]></description>
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		<title>Say What, Insure That House for How Much?</title>
		<link>http://cigcentralvalleyins.com/2010/12/say-what-insure-that-house-for-how-much/</link>
		<comments>http://cigcentralvalleyins.com/2010/12/say-what-insure-that-house-for-how-much/#comments</comments>
		<pubDate>Mon, 27 Dec 2010 20:59:34 +0000</pubDate>
		<dc:creator>Phil Oliver</dc:creator>
				<category><![CDATA[California Real Estate Market]]></category>
		<category><![CDATA[Home Insurance]]></category>
		<category><![CDATA[buying home]]></category>
		<category><![CDATA[home insurance]]></category>
		<category><![CDATA[real estate market]]></category>

		<guid isPermaLink="false">http://cigcentralvalleyins.com/?p=175</guid>
		<description><![CDATA[These are unusual real estate market conditions for sure! In my 32+ years in the insurance business, I&#8217;ve not seen anything like it. Now, I&#8217;m not saying that opportunities don&#8217;t exist in the local real estate market. I&#8217;m positive there&#8217;s a group of entrepreneurs who&#8217;ve adapted and are rippin&#8217; it up. From an insurance agent&#8217;s [...]]]></description>
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		<title>Distracted Driving&#8230; Examine the Facts &amp; Consider the Consequences</title>
		<link>http://cigcentralvalleyins.com/2010/12/distracted-driving-examine-the-facts-consider-the-consequences/</link>
		<comments>http://cigcentralvalleyins.com/2010/12/distracted-driving-examine-the-facts-consider-the-consequences/#comments</comments>
		<pubDate>Mon, 27 Dec 2010 20:43:02 +0000</pubDate>
		<dc:creator>Phil Oliver</dc:creator>
				<category><![CDATA[Auto Safety]]></category>
		<category><![CDATA[auto safety]]></category>
		<category><![CDATA[children safety]]></category>

		<guid isPermaLink="false">http://cigcentralvalleyins.com/?p=166</guid>
		<description><![CDATA[Recently I began riding my bicycle again in an effort to take off a few pounds and get in better shape. Nothing heavy duty, typically a 40 minute ride around our home in Tulare. The bicycle lanes on the far right of the road keep you out of the main traffic and seemingly makes it [...]]]></description>
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		<title>Air Bags &amp; Children: Beware the Dangers</title>
		<link>http://cigcentralvalleyins.com/2010/12/air-bags-children-beware-the-dangers/</link>
		<comments>http://cigcentralvalleyins.com/2010/12/air-bags-children-beware-the-dangers/#comments</comments>
		<pubDate>Sun, 26 Dec 2010 04:11:40 +0000</pubDate>
		<dc:creator>Phil Oliver</dc:creator>
				<category><![CDATA[Auto Safety]]></category>
		<category><![CDATA[air bags]]></category>
		<category><![CDATA[auto safety]]></category>
		<category><![CDATA[children safety]]></category>

		<guid isPermaLink="false">http://cigcentralvalleyins.com/?p=140</guid>
		<description><![CDATA[Air bags have prevented millions of serious injuries, but passenger side airbags can injure and even kill a small child, which is why children should always ride in the back seat. Dr. Till Jolly is an emergency room physician and an expert on airbags. He says that airbags were designed for adults, not children. The [...]]]></description>
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		<title>Before Buying a Home: Insurance Questions Everyone Should Ask</title>
		<link>http://cigcentralvalleyins.com/2010/12/before-buying-a-home-insurance-questions-everyone-should-ask/</link>
		<comments>http://cigcentralvalleyins.com/2010/12/before-buying-a-home-insurance-questions-everyone-should-ask/#comments</comments>
		<pubDate>Fri, 24 Dec 2010 08:09:50 +0000</pubDate>
		<dc:creator>Phil Oliver</dc:creator>
				<category><![CDATA[Home Insurance]]></category>
		<category><![CDATA[buying home]]></category>
		<category><![CDATA[home insurance]]></category>

		<guid isPermaLink="false">http://cigcentralvalleyins.com/?p=3</guid>
		<description><![CDATA[ Now just may be the best time ever to buy a home. With market values and mortgage interest rates at incredible lows, it could be one of the best long-term investments you ever make.  Before you buy that dream house, you will want to carefully consider all of the costs of purchasing and maintaining it [...]]]></description>
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