Sound Advice Results in Sound Protection
At our agency we consider our agents to be insurance advisors. They’re tasked with the responsibility of discovering your individual needs for insurance and then help you secure the protection you need at the lowest possible out of pocket cost.
You may be thinking, “Don’t all insurance agents work this way”? And my answer would be a resounding “NO”! In fact, in my market research, I’ve found that most insurance agents tend to find out what type of coverage you have now… and then they will “quote” you the same type of coverage as quickly as possible to see if they can win your business on low price.
But what if the coverage you have now isn’t adequate for your needs? If so, you’ve got a problem should you have a serious accident or loss at you home or business.
This is why in the Southern California wildfires in recent years, the state Insurance Commissioner estimated that up to 40% of homeowners were underinsured. They didn’t have enough coverage in their homeowners policy to rebuild their home.
Yes, we want to save you money. But if we don’t consider all your individual needs and your coverage falls short in an accident or catastrophe at your home, that $100 of savings could end up costing you a fortune.
So, to do the job the right way, our advisors will need to ask a lot of questions to determine the right kind of coverage you’ll need. The end result is the protection you need to protect the people and things you value most in life… at the least possible out of pocket cost. This is the job of an insurance advisor.
